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Nursing Continuing Education – An Introduction

Nursing Continuing Education – An Introduction

Nursing has always been an inextricably integral element of healthcare management system. However, the ongoing developments in the field of medicine, along with the changing social dynamics of the patient-doctor relationship, place several challenges for practicing nurses. This means it is no longer enough to simply have practical and theoretical knowledge of the technical aspects of nursing. They are also required to showcase leadership skills and take initiative to enhance their career growth. They must attain appropriate standards of care and adopt ‘cost-effective healthcare strategies.’ The right online nursing continuing education can help achieve all this.

Nursing Continuing Education -State Requirements

Healthcare being a top priority of most state administrations, nurses and doctors are required to comply with the best standards to be able to get their licenses re-registered. This is yet another area where online courses have an edge. Anyone can pursue these courses while still working and save themselves the need of attending classes. While choosing an online course, make sure that its curriculum covers all state prescribed requirements (different for different states).

Nursing Continuing Education -Cost Effectiveness

If you want a nursing continuing education course that complements your limited budget, then online education is the best option for you. Classroom-based courses tend to have a negative impact on two fronts. First, you will have to attend them after your working hours or take leave to attend them. Besides, the whole process can be very tiring, eventually impacting your work.

Online training has no such disadvantages. You can study whenever you want, as they have no fixed schedules; although you can attach a deadline to them for your own benefit. Now even the state regulatory authorities are accepting these online courses.

Nursing Continuing Education -Where to Look For?

If you are looking for an online continuing education program for nurses that also conform to your state regulations, Certification Plus is the answer for you. They offer several competitive nursing courses including a course for advancing your career options. The institute also specializes in offering other online training, which include insurance, real estate and occupational safety. For more information on their latest offerings and trainings, please visit .…

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Continuing Education Counseling Classes

Continuing Education Counseling Classes

As a counselor you likely encounter a variety of issues. Whether you specialize in marriage counseling or youth counseling, you probably feel sometimes like you have seen everything imaginable. Even though it may seem like this, it is probably not the case. Most likely there is much more for you to encounter and most of all learn how to encounter. This being the situation, continuing education counseling classes are essential whether or not they are required for you to be a certified counselor.

Perhaps in your main training you had a variety of broad classes for the counselor. Now that you have had a practice for a time, perhaps you are seeing what really interests you the most and are interested in specializing in a certain area. You will have the opportunity to specialize more by taking continuing education counseling courses. You can always be taking one if you would like and if it fits into your schedule.

There are many different continuing education counseling institutions available today where you can take a wide range of courses. Some institutions have both in the classroom classes as well as online situations. Others focus more on just the online courses, webinars, webcasts, and reading courses. The latter are a good option for those with a very busy schedule where it would be virtually impossible to schedule a class into the day.

Another option to consider if you do not have an actual requirement for classes is to discipline yourself and schedule a time every day for study and learning in a particular area of need or interest that you have. Perhaps you have been dealing with a large number of marital cases in recent months. This might drive you to try and learn more techniques and options that are out there when it comes to helping couples. It will really depend on where you have a need or desire.

An important consideration when looking for the actual institution for courses is to consider what associations as well as licensing boards approve of the institution. It is wise to work with one that meets the standards of associations such as the American Psychology association. This will give your course more value, and it is especially important to check into this if they are required courses to get in a certain number of hours for licensing.

Once you do find an institution that meets what you are looking for, you are on your way to being a more knowledgeable counselor. This is beneficial not only for your clients but also for your future as a counselor. Being able to specialize in a specific area may help you to have a more profitable business because you will be able to focus on that one area and strive to be the best in your field.…

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IRA Withdrawals Can Be Costly

IRA Withdrawals Can Be Costly

It is received wisdom that the objective behind an IRS is to build that nest egg for the future. Nonetheless, it is not uncommon, especially in the wake of recession, for many taxpayers to tap into this money to help sustain themselves. Unfortunately, early IRA withdrawals carry severe tax penalties. While tax professionals like CPAs and enrolled agents understand the tax implications of IRA withdrawals, taxpayers are often oblivious to these implications, a reality that underscores the value of seeking advise from a registered tax agent before considering such a move.

Below are some of the more pertinent facts around IRA withdrawals that tax professionals will encounter in most standard tax CPE courses. These facts and tips should be part of any obligatory conversation between tax professional and client who is investing in IRAs.

What is Considered an Early IRA Withdrawal?

Any withdrawal from an IRA before the age of 59 and A� is considered an early withdrawal, and will result in tax penalties. However, once a taxpayer turns 59 and 1/2, they are entitled to an unlimited number of withdrawals penalty-free until the age of 70 and A�. At this age, penalties kick-in once again.

Taxes and Penalties

Unless taxpayers qualify for a special exemption, each early withdrawal is subject to a 10% tax penalty. In addition to that flat penalty, they are required to pay income taxes on the money withdrawn from the IRA.

Qualified Distributions

There is a silver lining. This comes in the form of tax laws that entitle taxpayers with IRAs to penalty-free withdrawals in certain situations. These instances are known as qualified distributions, and were envisioned as a way of assisting taxpayers confronting special financial situations. If a taxpayer’s Roth IRA has been open at least five years, distributions can be taken both penalty and tax-free.

Below are the various options for taking a qualified distribution available to IRA holders.

Medical Expenses

Most withdrawals made for medical expenses are subject to all penalties and fines with one exception: If the amount of medical expenses paid by a taxpayer exceeds 7.5% of the adjusted gross income, IRA withdrawals may be penalty free.

College Expenses

Early withdrawals used to cover higher education expenses are not taxed.

Unemployment Health Care

Taxpayers receiving unemployment payments for 12 weeks or more, and who may need money to offset health insurance premiums, are eligible a special exemption.

Active Military Exemption

A military reservist who has been active for 180 days can make early IRA withdrawals without incurring any IRS penalties.

Disability Assistance

Account holders who are mentally or physically disabled, and, as a result, are unable to sustain a job or conduct business, can take qualified distributions, but the disability must be long-term.

Estate Beneficiary

Withdrawals by an account holder’s beneficiary after their death are exempt from the penalty tax.

First-time Homebuyer

First-time homebuyers are permitted to withdraw up to $10,000 from an IRA penalty-free. The IRS defines first-time homebuyer as a taxpayer who has not owned a home in the past 3 years.

IRS Exemption

If the event that IRS withdraws money from a taxpayer’s IRA to pay a tax levy, the 10% penalty is not applied.

Given the sheer number of applicable scenarios, it is always wise for taxpayers to consult an IRS enrolled agent or CPA before taking an early IRA withdrawal. This could end up saving them a bundle.

Substantially Equal Periodic Payments

One alternative to searching for qualified distributions (a topic often covered in most tax continuing education courses) is taking Substantially Equal Periodic Payments (SEPPs). This option allows taxpayers to take periodic payments from an IRA without having to pay any penalty.

IRS Circular 230 Disclosure

Pursuant to the requirements of the Internal Revenue Service Circular 230, we inform you that, to the extent any advice relating to a Federal tax issue is contained in this communication, including in any attachments, it was not written or intended to be used, and cannot be used, for the purpose of (a) avoiding any tax related penalties that may be imposed on you or any other person under the Internal Revenue Code, or (b) promoting, marketing or recommending to another person any transaction or matter addressed in this communication.…

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Psychology Continuing Education: Beyond Graduation

Psychology Continuing Education: Beyond Graduation

For a psychologist, the learning doesn’t stop when you walk away with the degree in hand. In fact, in any field of science, learning is a lifetime experience. Not only because there is such a wealth of knowledge already out there, but also because new research changes the game on an every-day basis. When it comes to psychology, continuing education is more than a requirement for continued licensing; it is a necessity to be the best possible practitioner and therapist you can be.

In psychology, continuing education is often best applied by doing in on a regular basis. Never stop learning, a wise man once said. And that is usually the best approach. Not everything has to be from an accredited institution. By studying on a regular basis and setting time aside to further your knowledge of a given subject, you will be constantly adding to your own understanding of a concept. This is invaluable as you attempt to utilize and implement that information into your own unique brand of therapy. They say that no two therapists will give the exact same advice to a patient. This is true because we each bring our own set of sensibilities and experiences to every situation. But knowing what other therapists are doing will only strengthen your own practice.

Psychology continuing education is a requirement in many states, of course. And where it isn’t a requirement for continued licensure, it may be required by your particular employer. When it comes to obtaining CEUs, you need to make sure the institution providing the coursework is approved by the state and that the credits you earn will count towards your renewal. The bar for these CEUs is typically not very high. In many states, the requirement is only twenty coursework hours every two years. The bar associations understand that a psychologist is often a very busy individual and does not want to burden them with unrealistic levels of work. The state may also require a certain number of hours be towards a specific subject, such as ethics or drug abuse.

Today, you have a number of options when it comes to psychology continuing education. Online courses are available in nearly every subject and sub-subject you can imagine. DVD courses are available from the APA and other learning institutions. Seminars and weekend workshops are given around the country for those who prefer to learn while surrounded by other intellectuals. Find your preferred method of learning and amassing those credits will be that much easier.